A survey of over 3000 people over the age of 50 years has found that almost half of them who had placed someone into residential care had not sought funding advice.
The survey found that people did not know where to go for advice and many had looked for advice from inappropriate sources.
The research was carried out by Partnership, the ill health, retirement and care solutions provider who also advised that the estimated market for private long-term care was around �3.5bn and growing. However, in 2006 only 3000 highly tax efficient LTC annuity products were sold.
The reasons for a person not being able to work can be from approximately 480 illnesses and conditions. About 40% of the claimants claim for mental health problems and about a quarter of a million claim because of stress related illness.
Other numbers include 50,000 claiming because of alcoholism, 2000 due to obesity, 8100 for dizziness and giddiness, 1890 for eating disorders and a few dozen for nail disorders and acne.
From October 2008 a new Employment and Support allowance (ESA) will replace Incapacity Benefit and Income Support paid on the grounds of incapacity. In the beginning it will affect new claimants only but existing claimants will be moved on to the new system in due course.
The criteria for the new system will involve a Work Capability Assessment rather than an illness and condition criteria.
It is estimated that approx. 50% of potential ESA claimants will fail the new test meaning that they never enter the sickness benefit system.
Potential new clients have been visited in Dumfries and Galloway, West Sussex and Suffolk.
Jim Green has carried out care plan reviews and risk assessments in Suffolk and in London.
Potential carers have been interviewed in Norwich and in Glasgow.
A new post has commenced in Norfolk for an elderly gentleman suffering with Alzheimer�s Disease. Care Manager is Nick Turrell and the weekly salary is �601.00pw inc. Nick�s number is 01603 281915
Meetings with CF8 qualified Financial Advisors continue to take place.
This week on The Second Hand Store a Jet Power Chair with battery charger and manual is for sale. For further details visit our Second Hand Store here:
Recently an elderly lady, who lives alone, had a knee replacement and was discharged home without an assessment of her home or her care arrangements being carried out.
Seven weeks later she fell indoors and broke her hip. She was operated on and discharged from hospital after eleven days, again without a referral from the ward staff to the social work department in the hospital.
If any reader finds themselves with friends or relatives in a similar situation, ask early on for a referral for an assessment to be carried out. Do not rely on the ward staff to do this on behalf of their patient.
Able Community Care Question asked in July 2004:
Question : My Mother will soon be celebrating being ninety years old. She has always loved band music, especially of the 1930�s and has many old 78rpm records. I have tried to find modern day recordings of some of these artists but have been unsuccessful. I would love to be able to present her with �her music� on her birthday and I write to ask if you know of any organization that can transfer music form old recordings to CD�s?
Answer : An organization called Precious Voices may be a company that can help you. They can transfer recordings from old records, reels or tapes on to CD�s. They are also a useful company to contact if you have any personal recordings, such as family tapes made when children were small, family party sing songs, etc. that you would like to hear again.
They can be contacted by telephone on 01526 399455 or by post at Moongate, Lowthorpe, Southrey, Lincolnshire, LN3 5TD.
We hope you have enjoyed reading this and "see you next week".
Angela Gifford, Proprietor
Able Community Care.